Specific (Individual) Stop Loss
A roof over each member of your health plan's claims.
Specific stop-loss provides protection for the employer against high claims on any one individual member.
KRMA offers:
- Specific Deductibles ranging from $50,000 and up
- Specific only coverage
- Aggregating Specifics
- Specific Claim Advancement
- Specific Terminal Liability
Aggregate (Group) Stop Loss
A shielding group hug around the claims of all members within your health plan.
Aggregate stop-loss provides protection for the employer against total group claims during a contract period.
KRMA offers:
- variable Aggregate Attachment Points
- Aggregate Accommodation
- Aggregate Terminal Liability
Captive & Alternative Funding Options
Shaping new ideas to meet customers' health plan needs.
Stop loss solutions that group together like minded and high-performing policyholders to provide cost stability and accountability in self funded health plans. Various arrangements available via our partner Program and Captive Management companies.
Cost Containment Solutions
Outside the box solutions to helps customers mitigate health claim spend.
We offer a suite of value added services that can be accessed through specialty vendors; including but not limited to data analysis, plan document review, out of network repricing, specialty drug carve-outs, and cost containment intervention programs.