Kismet Risk Management Associates, LLC

Kismet Risk Management Associates, LLCKismet Risk Management Associates, LLCKismet Risk Management Associates, LLC
  • Home
  • Products & Services
    • Underwriting
    • Claims Adjudication
    • Clinical Management
  • Downloads
    • Underwriting Forms
    • Claims Forms
    • Accounting Forms
    • Questionnaires
    • Marketing Brochures
  • About Us
    • Meet The Team
    • Contacts
    • Come Work with Us!
  • More
    • Home
    • Products & Services
      • Underwriting
      • Claims Adjudication
      • Clinical Management
    • Downloads
      • Underwriting Forms
      • Claims Forms
      • Accounting Forms
      • Questionnaires
      • Marketing Brochures
    • About Us
      • Meet The Team
      • Contacts
      • Come Work with Us!
  • Sign In

  • My Account
  • Signed in as:

  • filler@godaddy.com


  • My Account
  • Sign out

Kismet Risk Management Associates, LLC

Kismet Risk Management Associates, LLCKismet Risk Management Associates, LLCKismet Risk Management Associates, LLC

Signed in as:

filler@godaddy.com

  • Home
  • Products & Services
    • Underwriting
    • Claims Adjudication
    • Clinical Management
  • Downloads
    • Underwriting Forms
    • Claims Forms
    • Accounting Forms
    • Questionnaires
    • Marketing Brochures
  • About Us
    • Meet The Team
    • Contacts
    • Come Work with Us!

Account


  • My Account
  • Sign out


  • Sign In
  • My Account

underwriting

The KRMA Underwriting team has over 50 years of collective underwriting experience in not only medical group stop loss, but also in individual medical underwriting and international medical.  Whether our customers are looking for specific and/or aggregate stop loss coverage over a  traditional self funded health plan, or within an alternative funding arrangement, all members of the team are equipped to develop a complete stop loss solution to meet our customers' needs. 

Summary of Underwriting Guidelines (click to download)

Specific (Individual) Stop Loss

A roof over each member of your health plan's claims.

Specific stop-loss provides protection for the employer against high claims on any one individual member.  


KRMA offers:

  • Specific Deductibles ranging from $50,000 and up
  • Specific only coverage
  • Aggregating Specifics
  • Specific Claim Advancement
  • Specific Terminal Liability

Aggregate (Group) Stop Loss

A shielding group hug around the claims of all members within your health plan.

Aggregate stop-loss provides protection for the employer against total group claims during a contract period.


KRMA offers: 

  • variable Aggregate Attachment Points
  • Aggregate Accommodation
  • Aggregate Terminal Liability


Captive & Alternative Funding Options

Shaping new ideas to meet customers' health plan needs.

Stop loss solutions that group together like minded and high-performing policyholders to provide cost stability and accountability in self funded health plans. Various arrangements available via our partner Program and Captive Management companies.

Cost Containment Solutions

 Outside the box solutions to helps customers mitigate health claim spend.  


We offer a suite of value added services that can be accessed through specialty vendors; including but not limited to data analysis, plan document review, out of network repricing, specialty drug carve-outs, and cost containment intervention programs.

Summary of underwriting guidelines

Download PDF

Copyright © 2019 Kismet Risk Management Associates - All Rights Reserved.

Powered by GoDaddy Website Builder

Click Here to READ our Newsletter

2024 Newsletter - Edition 3