The KRMA Underwriting team has over 50 years of collective underwriting experience in not only medical group stop loss, but also in individual medical underwriting and international medical. Whether our customers are looking for specific and/or aggregate stop loss coverage over a traditional self funded health plan, or within an alternative funding arrangement, all members of the team are equipped to develop a complete stop loss solution to meet our customers' needs.
A roof over each member of your health plan's claims.
Specific stop-loss provides protection for the employer against high claims on any one individual member.
A shielding group hug around the claims of all members within your health plan.
Aggregate stop-loss provides protection for the employer against total group claims during a contract period.
Shaping new ideas to meet customers' health plan needs.
Stop loss solutions that group together like minded and high-performing policyholders to provide cost stability and accountability in self funded health plans. Various arrangements available via our partner Program and Captive Management companies.
Outside the box solutions to helps customers mitigate health claim spend.
We offer a suite of value added services that can be accessed through specialty vendors; including but not limited to data analysis, plan document review, out of network repricing, specialty drug carve-outs, and cost containment intervention programs.