KRMA's respected visionaries...
Manjusha P. Sheobaran, MBA, CSFS - President
Kelly Donica, HIA,MHP,HCAFA - Chief Underwriting Officer
Kelly Donica, HIA,MHP,HCAFA - Chief Underwriting Officer
pronounced mun joo' shuh show' bair un
As a founding member and President, Manjusha is responsible for defining a clear vision and setting strategic direction for the company. Also leading the Sales and Marketing team, she is responsible for KRMA's business development efforts and brings with her a great enthusiasm for the self funded in
pronounced mun joo' shuh show' bair un
As a founding member and President, Manjusha is responsible for defining a clear vision and setting strategic direction for the company. Also leading the Sales and Marketing team, she is responsible for KRMA's business development efforts and brings with her a great enthusiasm for the self funded industry as well as a creative energy for KRMA and our clients. Manjusha brings 20+ years of experience in the Health & Welfare field as a financial and group benefits underwriter and then group benefits sales director. She began her career as an underwriter for General Electric Insurance (Genworth) and AIG Medical Excess. Manjusha moved to a Regional Sales Director role with AIG, and later at Berkley Accident & Health and Greymatter Risk Management, taking a specialized interest in captive programs and labor/public sector markets. She continuously strives to bring innovative concepts into the company culture to create top and bottom line growth. She holds a Bachelors of Science from the University of Connecticut in Health Care Management and Accounting, as well as a Masters of Business Administration from the Kelley School of Business at Indiana University. Manjusha resides near Savannah, GA with her husband, daughter and son. When not working, she enjoys coaching her kids in dance and sports, crafting, baking, and anything involving the beach.
Kelly Donica, HIA,MHP,HCAFA - Chief Underwriting Officer
Kelly Donica, HIA,MHP,HCAFA - Chief Underwriting Officer
Kelly Donica, HIA,MHP,HCAFA - Chief Underwriting Officer
pronounced ke-lē dän i-kə
As CUO, Kelly is responsible for leading KRMA's Underwriting team that provide analytic services to help clients manage their health plans and to deliver bottom-line revenue and profitability. Kelly has held various underwriting positions in the insurance field, most recently as a Senior Underwriter at Greymatte
pronounced ke-lē dän i-kə
As CUO, Kelly is responsible for leading KRMA's Underwriting team that provide analytic services to help clients manage their health plans and to deliver bottom-line revenue and profitability. Kelly has held various underwriting positions in the insurance field, most recently as a Senior Underwriter at Greymatter Risk Management working with the Sales and Marketing staff as well as directly with Brokers and Third Party Administrators to develop appropriately rated Stop Loss terms for their Self-funded clients. She has over 35 years of experience in the health insurance industry., including 14 years as the Vice President of Underwriting for International Medical Group – International Division (IMG), a Partner / Vice President for a Stop Loss MGU, and various other roles primarily with MGU’s in underwriting leadership, marketing/sales and operations. Kelly's experience includes working both directly and indirectly with Carriers and Re-insurers. Kelly holds the following designations from America’s Health Insurance Plans (AHIP): Health Insurance Associate (HIA), Health Care Anti-Fraud Associate (HCAFA), and Managed Health Professional (MHP). She holds a Bachelor of Arts – Cum Laude degree in Political Science from Hanover College. Kelly resides near Indianapolis, IN with her husband and 3 fur babies. She loves spending time with her kids and grandkids, enjoys going to the theater, and has a talent for turning any moment into a singing moment.
...joined by an awesome team changing how stop loss is done
Drew Eisenhut - Senior Marketing Underwriter
Drew Eisenhut - Senior Marketing Underwriter
Drew Eisenhut - Senior Marketing Underwriter
Drew is a Senior Marketing Underwriter at KRMA responsible for performing medical stop loss risk analysis for current and prospective clients, as well as underwriting training. Prior to KRMA, Drew was a stop loss Underwriting Analyst at Greymatter Risk Management and before that spent 14 years in individual medical underwriting experience at International Management Group, as well as 4 years of management experience. Skilled in Health Insurance, Customer Service, Employee Benefits Design, software testing, and foreign languages, he holds the designation of Heath Insurance Associate from American Health Insurance Plans (AHIP) in addition to a Bachelors of Arts in English from Hanover College.
Drew is a lifelong learner of languages, speaking German, French, Spanish, Italian, Armenian, Polish, Russian, Norwegian, and Swedish.
Kyle Smith - Marketing Underwriter
Drew Eisenhut - Senior Marketing Underwriter
Drew Eisenhut - Senior Marketing Underwriter
Kyle is a Marketing Underwriter at KRMA responsible for performing medical stop loss risk analysis for current and prospective clients. Prior to KRMA, Kyle was a stop loss Technical Underwriter at IOA, Re for seven years and before that spent 2 years as an stop loss Underwriting Assistant at Greymatter Risk Management, after 3 years as a stop loss Underwriting Assistant with AIG Benefit Solutions.
Kyle enjoys spending his free time attending live music events, reading good books, riding electric bikes with friends, and spending time with his best four-legged friend, Walter the mastiff. He’s a lifelong tabletop gamer, part-time UFO enthusiast, and knows how to take a joke.
Stephanie Zander - Underwriting Assistant
Drew Eisenhut - Senior Marketing Underwriter
Jeff Bush - Director, Business Development
Stephanie is an Underwriting Assistant at KRMA, bringing with her 17 years of extensive customer service experience across various industries. Her background includes hospitality, claims research, and employee benefits, with a specialized focus on the self-funded insurance sector. Stephanie’s diverse professional history and commitment to service excellence allow her to support the KRMA underwriting team with a high level of expertise and attention to detail.
Originally from Arizona, Stephanie now resides on the outskirts of Houston, Texas, with her fiancé, three daughters, and their two-year-old Yorkie, Whiskey. She embraces the Texas lifestyle by attending country music concerts and exploring local parks and lakes—while keeping a watchful eye out for alligators. An avid cook and urban explorer, she enjoys discovering new restaurants and testing out fresh recipes to keep her family’s weekly dinner menu exciting.
Jeff Bush - Director, Business Development
Jeff Bush - Director, Business Development
Jeff Bush - Director, Business Development
Jeff is the Director of Business Development, Stop Loss, and Captives at KRMA, bringing 20 years of underwriting expertise, including 17 years as a Senior Underwriter. His extensive background features a decade of leadership as a National Marketing Director and Vice President of Business Development, plus three years of experience on the broker side.
A Bowling Green University graduate, Jeff combines technical precision with strategic industry insight. Based in Cave Creek, Arizona, he is an outdoor enthusiast who enjoys skiing, hiking, and golf. A rum broker and connoisseur, he also enjoys weight training, screenwriting, and music when indoors.
Gloria Brisco - Claims Auditor
Jeff Bush - Director, Business Development
Gloria Brisco - Claims Auditor
Gloria has been working for KRMA since 2016, and recently joined our team to become our in-house claims auditor. Gloria oversees the handling of all claims and risk management. Prior to KRMA, she has held a multitude of functional roles within a claims department for MGUs, TPAs, Direct Carriers, and a health system for over 25 years. Some of her roles included claims audits, claims examiner and processer, reinsurance administration, patient financial services, vendor management and working with the medical staff and clinical risk managers.
Gloria resides south of Indianapolis, IN. She is the proud mother of three adult children and even more proud grandmother to her grandbabies. When not in the thick of the numbers, Gloria brings her love of singing to the team.