As a U.S. based Managing General Underwriter (MGU) of Medical Stop Loss Programs, Kismet Risk Management Associates, LLC (KRMA) provides customized insurance and risk management solutions for mid to large size enterprises.
We have years of experience helping clients prepare for the unknown while meeting their employee benefit goals. We underwrite and offer:
Specific Stop Loss
Aggregate Stop Loss
Cost Containment options
Captive Solutions
As an independent managing general underwriter, we can access many different partners so you can get the right products and services for you.
We use proven underwriting strategies designed to meet organizational risk tolerance and manage healthcare costs. You can count on unbiased recommendations and impartial guidance based directly on your needs and goals.
Our business model starts with an excellent client relationship. Our mission and values include advocating not only for our self funded policyholders' financial position, but also for appropriate care to the member. We can suggest long- and short-term stop loss and cost strategies for fiscally and socially responsible health insurance programs.
